You can browse our site without identifying yourself or revealing any commercial or Client Information. If you choose to contact us via one of our contact forms, your information will be used solely for the purpose it was intended – to contact you. If you choose to apply for financing through our site, the information you provide will be used to evaluate your application, contact you, provide you with periodic updates, secure credit approval(s) and complete the financing process. We do not collect any Client Information without your consent, (your consent can be express, implied, or given through an authorized representative).
Collection of your Information (as Client) and your Client information (as broker and/or intermediary)
company name (if applicable);
Property exact address;
credit card information (if applicable).
This Information may be collected only when you voluntarily supply it.
Use of your Information (as Client) and your Client information (as broker and/or intermediary)
Your Information (as Client) and your Client information (as broker and/or intermediary) will be used to support your customer relationship with LZC only. At the time you provide us with that Information, you may be asked whether LZC may inform you of new products or services, special promotional offers and other information which may be of interest to you (collectively, “Marketing Information”). There is no obligation to receive Marketing Information and you may decide, at anytime, whether you wish to receive Marketing Information.
We collect, retain, and use the Information where we believe that it is needed to help us provide financing or other services to you. The Information may be used to secure credit approvals, make financing and other offerings to you, provide you with status updates, comply with various laws and regulations, help us to design, improve and promote our various services, and understand your needs.
Collection and Use of Non-Client Information
LZC may collect non-Client Information about your visit to our website which may include the pages you view and the links you click. We also collect certain standard information that your browser sends to every website you visit, such as your IP address, browser type and language, access times and referring website addresses.
Links to Third Party Websites
Protecting Your Information (as Client) and your Client information (as broker and/or intermediary)
The security of your Information (as Client) and your Client information (as broker and/or intermediary) is important to LZC. We maintain appropriate safeguards and security standards to protect the Information against unauthorized access, disclosure, or misuse. Although we do not take responsibility for any theft, misuse, unauthorized disclosure, loss, alteration, or destruction of data by a third party, we take reasonable precautions to prevent such occurrences.
Disclosure of Your Information (as Client) and your Client information (as broker and/or intermediary)
Although, as a general rule, we do not share the Information with others, there are limited exceptions to this rule. For example, we may collect, use or disclose information without your consent when we may use the expertise of an outside company to do work for us involving some of the Information (e.g. processing or loan application or a credit card order). When we do, we select the company carefully and confirm that it uses security standards comparable to those of LZC.
In general, LZC may disclose the Information as permitted or required by law, for example:
to a government institution or other person or entity that has lawful authority to obtain the information;
to comply with a subpoena or warrant or an order made by a court, person or entity with jurisdiction to compel the production of information;
to comply with court rules regarding the production of records and information; and
to our legal counsel.
Attention: Privacy Officer